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areas of practice

Insurance Question?  We Have It Covered!

MWD skillfully and efficiently handles complex matters for our insurance industry clients by providing detailed contractual and policy analysis, thorough research, evaluation of underlying risks and liabilities, skilled negotiation, and effective advocacy throughout the claims process from initial investigation, evaluation of liability and covered damages, securing risk transfer, assisting in ADR, and advising insurers of their rights and obligations following trial and on appeal.  We focus primarily on third-party coverage disputes, including primary and excess casualty claims involving individual companies, risk purchasing groups, reinsurance, and fronting policies.

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MWD has extensive experience handling a wide variety of insurance policies and coverage disputes, including those involving general liability, excess and umbrella liability, property damage and bodily injury, personal and advertising injury, environmental impairment liability (pollution liability), professional liability, directors & officers liability, employment-related practices liability, and public entity errors and omissions liability.  Our team has significant experience handling the insurance coverage aspects of complex and high-profile claims in the areas of construction defect, environmental, mass tort, product liability, wildfires, entertainment, wage and hour disputes, habitability claims, among many others.  

Insurance is a contract whereby [an insurer] undertakes to

indemnify [an insured] against loss, damage, or liability

arising from a contingent or unknown event.

California Insurance Code sections 22 and 23 (emphasis added)

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EXEMPLAR TYPES OF CLAIMS

  • Environmental

  • Toxic Tort, including Asbestos Products and Non-Products

  • Silica, Mold, Bacteria and Fungi Claims

  • Construction, Construction Defect, and Construction Accidents

  • Additional Insured Claims

  • Bad Faith

  • Public Entity Errors & Omissions

  • Products Liability, including Class Action Products Liability Claims

  • Priority of Coverage Disputes

  • Mass Tort

  • Habitability

  • Entertainment

  • Trademark Infringement

  • Personal and Advertising Injury

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Exemplar Types of Coverages

  • Primary Commercial General Liability

  • Coverage A: Bodily Injury & Property Damage

  • Coverage B: Personal & Advertising Injury

  • Umbrella and Third-Party Excess Liability

  • Public Entity Errors & Omissions

  • Environmental Impairment/Pollution Liability

  • Employers’ Liability

  • Excess Workers’ Compensation

  • Professional Liability

  • Directors’ and Officers’

Coverage: whether a particular risk was included within

the scope of insurance in an insurance policy.

 Black's Law Dictionary

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